10.28.2009

Mi Casa

The house quest came to an abrupt end the other week. To make a really REALLY realllllly long story short... I am not eligible for the 8k. Despite the fact that I have not “owned” a home in over 3+ years, I have been claiming mortgage interest on my tax returns.... and that disqualifies me. Bummer dude.

I quickly went into rent mode and in a two apartment search found the perfect place. Here is a comparison... which one would you choose....

A B
2 yrs old 6 yrs old
Rent + electric Rent + $30 water/sewer/trash + electric
“Two toned” walls White walls/white ceiling
Different light fixtures per room &/or ceiling fan hook ups Milky glass “bubble” lights throughout
1026 sq ft 948 sq ft
Covered parking included Rent + $30 = $154 MORE than A..... no covered parking.

Obviously A is what I went with.... but it’s “income based”. Sounds hoosier, but to save $154/month.... I’ll take it!!! A visit to the complex and you’d never guess. (Give it 5 or so years and maybe.) But it’s well maintained for the time being.... Getting approved was like jumping through hoops....some of them I think were flaming. I think my situation is a little unique and they had to make sure I wasn’t going to be making more money than I stated....via support from others concerning the baby, equity in “my” house... oh, and proof that I was in fact pregnant with a note from my doctor. Ha! Klassy. Buuuut, I guess any ol... ughhhh, ‘plump’ woman could claim her income will be supporting two people in the near future and therefore qualify. I really thought they would be asking for a urine or blood sample... but the request never came. (However, if they’d like to maintain their sparkling complex they may want to consider that in the future.) The process took two weeks total.... but when every time you call you get an answering machine or every time you try and fax something it takes a minimum of 3x’s... that two weeks seemed like two months. I wasn’t the most fun thing I’ve done.... but it all worked out and I’m getting the keys to my new place tomorrow night!!!!!!!!!!!!!!!!!!!!!!!!!!!!

No comments:

Post a Comment